what are AIS approved home safes?
AIS Approved safes are safes that have been approved by the British Association of Insurance Surveyors and therefore the test certificates held by these safes are accepted by all UK Insurance companies as being genuine and an accurate reflection of the security and insurance value rating. Many insurance companies will insist on your safe being AIS approved.
What size safe do you need?
This sounds obvious but it’s one of the first questions that people ask us. When you’re buying a safe the location should be on your consideration list to determine your ideal size.
What cash rating do you need for insurance?
Probably the top reason that people buy a safe is for insurance purposes.
Obviously not everyone keeps cash in their safe. If you want to store jewellery, for example, you can store up to 10 times the insurance rating. A few things to bear in mind:
An insurance rating of £2,000 in cash or £20,000 worth of valuables.
You’ll likely want to store additional items, not just your cash or jewellery, so it’s worth picking a rating that’s 30% higher than your current needs.
The insurance rating only applies if the safe has been installed correctly, and according to the manufacturer’s recommendations.
If you want to store a specific high-value item or cash amount, you’ll need to check with your insurer. They may request a higher rating.
Fire rating or fireproof safes
You can be forgiven for not thinking about anything other than theft when buying a safe. Fireproof safes are designed to protect paper, digital media (such as DVDs or external hard drives) and magnetic media, such as tape or film. These items all combust or spoil at different temperatures so it’s important to choose the right one for your needs.
Choose your locking type
This is generally down to personal choice. Choosing a key lock, an electronic or a combination lock won’t affect your security as the options for a safe will carry the locks that suit the security.
Most safes come with a fixing kit and we highly recommend using it. A safe that’s not correctly installed is often not insured either. Small safes are easy to install with basic DIY skills, but the larger safes are more of a job to install.